Business Startup Costs Startup expenses? $ Monthly expenses? $ Number of months? Business Savings Plan Current savings? $ Monthly savings? $ Months to save? Rate of return? % Marginal tax rate? % Printer-friendly version Business Startup Savings Summary Business Savings Plan Business Savings Goal Chart Table Planned vs Goal Savings Planned Savings Savings Goal Savings Required for Startup Costs Savings Required for Monthly Expenses Total Savings Close Itemized Initial Startup Expenses Expense Category Amount Technology (computer, telephony, etc.) Furniture and fixtures Office supplies Legal fees Licensing and permits Marketing Prepaid insurance Property leasing deposits or purchase Utility deposits Other expenses Total Monthly Expenses Close Close Itemized Monthly Expenses Expense Category Amount Rent or mortgage Salary & wages Utilities Marketing & advertising Administrative Operations Insurance Equipment rental Franchise fees & commissions Total Monthly Expenses Close Submit Most new businesses get started out of personal savings. The amount of money you will need to start yours depends on the initial outlay of funds you will need to get started, plus the number of months of ongoing expenses you will want to have saved in advance to pay your business expenses before the revenue from your operations can pay for them. Typical startup costs include such things as office furnishings, equipment needed to operate your business and your initial stock of inventory. Once the business is started, you will have continuous expenses that you will incur, such as employee salaries, rent, utilities, and many other costs particular to your business.