Vehicle Information Vehicle purchase price? $ Cash rebate or cash back? $ Sales tax rate? %Trade-In Information Value of your trade-in? $ Amount owed on trade-in? $ Loan Information Interest rate? % Down payment amount? $ Printer-friendly version Monthly Payment Amount by Term Loan Amount 36 Months 48 Months 60 Months 72 Months 84 Months Chart TableTotal Cost of Loan by Term36 Months48 Months60 Months72 Months84 MonthsTotal InterestTotal PrincipalTotal Cost of LoanSubmit The term of your vehicle loan can make a big difference in your monthly payment. It can also have a significant impact on the amount of interest you will pay over the course of the loan. You pay interest each month on the outstanding balance of the vehicle loan, so the longer the term of the loan the more interest that you will pay until the loan is paid off.