Purchase Information Purchase price? $ Down payment percent? % Loan term (years)? Interest rate? % Sale Information Years owned? Sale price? $ Additional Income and Costs Monthly income? $ Monthly costs? $ Additional investment? $ Printer-friendly version ROI Information Net Profit Total Investment Return on Investment Chart Table ROI Evaluation on Sale of Home Net Profit Total Investment Home Value Appreciation - Rental Income - Monthly Costs - Additional Investment - Interest Payments Down Payment - Total - Submit Measuring homeownership's Return on Investment (ROI) provides a holistic view of the financial implications of one of life's most significant investments. Beyond the purchase price, homeownership encompasses a spectrum of costs and benefits, from ongoing maintenance and property taxes to mortgage interest and potential capital improvements. However, it's not just about expenditures. Owning a home can offer appreciation in property value over time and a steady stream of rental income for those who choose to rent out. Even those who reside in their property gain an inherent value, often termed 'imputed rent,' representing the cost savings of not renting elsewhere. Evaluating the ROI offers insights into tangible and intangible rewards, painting a comprehensive picture of the actual value of owning a home.