Vehicle Information Monthly payment? $ Interest rate? % Purchase Information Sales tax rate? % Cash rebate or cash back? $ Value of your trade-in? $ Amount owed on trade-in? $ Down payment amount? $ Printer-friendly version Vehicle Affordability by Loan Term 36 Months 48 Months 60 Months 72 Months 84 Months Chart Table Total Cost of Loan by Term 36 Months 48 Months 60 Months 72 Months 84 Months Vehicle Affordability Submit The purchase price of the vehicle you can afford is based on several factors, including the monthly payment you can afford to make, your down payment, the net value of any vehicle you will be trading in and any rebates or cash back offers available from the dealer or manufacturer.