Monthly Spending Housing expenses? $ Loan payments? $ Insurance expenses? $ Utility expenses? $ Other expenses? $ Printer-friendly version Monthly Spending Summary Housing Loan Payments Insurance Utilities Other Total Chart Table Monthly Spending Summary Spending Category Amount Housing Loan Payments Insurance Utilities Other Total Itemized Monthly Housing Expenses Housing Category Amount Mortgage or Rent Payment Property Taxes Maintenance and Upkeep HOA Fees Total Housing Expenses Itemized Monthly Loan Payments Loan Category Amount Auto Loans Credit Cards Home Equity Student Loans Total Loan Payments Itemized Monthly Insurance Expenses Insurance Category Amount Auto Life Home Health Total Insurance Expenses Itemized Monthly Utility Expenses Utility Category Amount Electric Gas Sewer & Water Cable Telephone Internet Mobile Trash & Waste Total Utility Expenses Other Monthly Expenses Other Category Amount Food Clothing Auto Fuel & Maintenance General Merchandise Travel Entertainment Donations & Charity Gifts Medical Other Total Other Expenses Submit How many times have you asked yourself "where does our money go?" The first step is to categorize your spending into each particular category. If you have got multiple monthly bills under a category, you can use the worksheets linked to the right of the input field to enter each separately. Once you see where you are spending your money, it becomes easier to look at reducing spending in particular categories.