Financial Information Starting cash? $ Profit margin? % Cost of goods sold? % Sales Information First month's sales? $ Monthly sales growth? % Sales on credit? % Credit terms (days)? Starting receivables? $ Cost Information Initial inventory balance? $ Months of inventory? Starting payables? $ Payables terms (days)? Printer-friendly version Business Results Sales Profit Starting Cash Cash Flow Summary Total Cash Flow Cash Paid Ending Cash Chart Table Submit Even if a business is profitable, it might fail because it is not generating enough cash flow. Money that is tied up in inventory and receivables is not available to help the business pay its bills. You can vary inventory levels, payment terms, and other variables to find the formula that is right for your business to make sure you are generating a positive cash flow.