Keep Working or Stay at Home?

Staying at Home
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Going to Work
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Working Outside the Home
Net Monthly Earnings
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Stay at Home
Work Outside the Home
Itemized Current Monthly Expenses
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Total Current Monthly Expenses
Itemized Monthly Income
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Total Monthly Salary and Benefits
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Making the decision to return to work after staying at home with children, or leaving the workforce to stay at home is sometimes a difficult decision for parents. The financial aspects of that decision will be based on the elimination of expenses incurred while staying at home, examples of which are life and health insurance premiums that may be replaced by employer-provided plans. When looking at the benefits of working, income should be considered right alongside the ability to build a retirement fund through 401(k) contributions, the cost of health and life insurance and the expenses associated with being part of the workforce.

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