Student Information Current age (years)? Age at college start? Years of college? Annual college cost? $ College cost inflation? % College Savings Current savings? $ Monthly college savings? $ Expected rate of return? % Printer-friendly version College Savings Summary Planned Savings Required Savings Chart Table Planned vs Required College Savings Planned Savings Required Savings Total Savings Submit Saving for a college education requires advanced planning and knowledge of what the cost of a college education will be when your student begins their college experience. You will first need to know how long it will be before your student sets foot on campus, what the cost of that education is today and how much the cost will increase between now and then. You will need to know how many years of college you will be paying for, which is dependent on the degree program being pursued. Once you have that information, you will be able to know how much you will need to save. Putting together a plan will depend on what you currently have saved, how much you can save each month and the rate of return you will receive on those savings.