234 views Home Information Home purchase price? $ Down payment? $ Annual property tax? $ Monthly HOA dues? $ Annual home insurance? $ Loan Information Loan term (years)? Interest rate? % Printer-friendly version Monthly Mortgage Payment Information Loan Amount Principal & Interest Property Taxes Insurance HOA Fees Total Payment Chart Table Amortization Submit Your monthly mortgage payment includes both the repayment of your loan amount (principal) and interest on your remaining balance. Over time, more of your payment goes toward the principal as you pay down your mortgage. Many homeowners also choose to include property taxes, insurance, and homeowner association dues in their monthly payment, which your lender pays on your behalf through an escrow account.