Principal Deposit amount? $ First Money Market Promotional APY? % Initial term (months)? Standard APY? % Second Money Market Promotional APY? % Initial term (months)? Standard APY? % Printer-friendly version First Money Market Initial Interest Additional Interest Total Earnings Second Money Market Initial Interest Additional Interest Total Earnings Chart Table Money Market Comparison First Money Market Second Money Market Initial Interest Additional Interest Total Earnings Email Results First Name Last Name Email Address Phone Number Submit A money market account is a type of account offered by banks and credit unions. Like other deposit accounts, money market accounts are insured by the FDIC or NCUA, up to $250,000 held by the same owner or owners. Money market accounts tend to pay you higher interest rates than other types of savings accounts. The future value of your money market is dependent on the starting balance, additional monthly savings and the rate of return you receive on those funds.